Integration · Financing Partners
One Dealer Portal for Solar, HVAC, and Roofing Financing
Dividend Finance runs a multi-product dealer platform where a single application can qualify a homeowner for solar loans, HVAC financing, or roofing products — with one dealer account covering all three trades. SubcontractorHub's integration connects Dividend's unified platform to your job management workflow.
What Connects Between Dividend Finance and SubcontractorHub
The specific data flows that eliminate double entry and keep both systems current without extra work from your team.
Multi-Product Application Submission
SubcontractorHub sends a single credit application to Dividend Finance and receives back eligibility across all products the homeowner qualifies for — solar loan, HVAC product, roofing product — so your rep can present the best option for the specific job type without re-running credit.
Cross-Trade Product Sync
Dividend's available products by trade category (solar loan terms, HVAC promo products, roofing installment options), along with current dealer fees for each, sync into SubcontractorHub so estimators in every trade see accurate product options and margin impacts without switching portals.
Loan Document and Execution Status
Dividend's digital loan agreement status (generated, sent to homeowner, signed, funded) is mirrored in real time on the SubcontractorHub job record, allowing automated workflow progression — such as moving a job to 'Permit Submitted' when the Dividend loan is fully executed.
Trade-Level Funding Confirmations
Dividend's contractor payment release — which varies by product category and milestone — syncs to SubcontractorHub so your AR team tracks expected funding for solar, HVAC, and roofing jobs from the same dashboard without logging into Dividend separately for each trade.
How to Connect Dividend Finance with SubcontractorHub
Enroll in Dividend Finance's Multi-Trade Program
Apply through Dividend's contractor portal at dividendfinance.com — specify all trades you want activated (solar, HVAC, roofing) during enrollment so the full product suite is available from day one.
Complete Dividend's Trade-Specific Dealer Training
Dividend requires a short training module for each trade category that covers product disclosures, customer communication requirements, and documentation standards.
Generate Your Dividend API Key
After enrollment, navigate to Dividend's dealer portal under Settings > API and generate the key for the SubcontractorHub integration.
Connect and Map Products by Job Type
In SubcontractorHub under Integrations > Financing Partners > Dividend Finance, enter your API key and configure which Dividend product appears by default on each job type — solar, HVAC replacement, roofing — so reps always see the right options.
Ready to connect Dividend Finance?
Book a 30-minute demo — we'll show you exactly how the integration works and walk you through setup for your account.
Who Uses the Dividend Finance Integration
Multi-Trade Contractor Consolidates from Three Lenders to One
A home services company previously managing GreenSky (roofing), Service Finance (HVAC), and GoodLeap (solar) consolidates to Dividend Finance because a single dealer account and API connection covers all three. SubcontractorHub now routes all three job types through one integration, reducing portal logins and reconciliation time by about 4 hours per week for the office manager.
Solar Company Adds Roofing Financing for Pre-Install Re-Roofs
A solar installer that often requires a roof replacement before panel installation uses Dividend's roofing product to finance the re-roof separately from the solar loan — keeping both jobs in a single SubcontractorHub workflow and ensuring the homeowner doesn't have to use a second lender relationship.
HVAC Contractor Uses Solar Upsell Without a New Lender
An HVAC-first contractor begins offering basic solar consultations and uses Dividend to finance the solar systems, since the same dealer account is already active. The first solar job requires no new lender enrollment — Dividend handles it. SubcontractorHub adds a solar job type that routes to Dividend automatically.
Regional Contractor Scales Across Multiple Offices
A contractor with offices in three states uses Dividend as a consistent financing platform across all locations because Dividend's multi-state coverage and unified dealer program means one fee schedule and one API key for all offices — all managed through a single SubcontractorHub account.
Common Questions About the Dividend Finance Integration
Can the same homeowner application qualify for both a solar loan and a roofing loan through Dividend?
Yes — Dividend's multi-product platform allows a contractor to submit a single application and receive credit decisions across multiple product categories. If a homeowner qualifies for both a solar loan and a roofing product, both approvals are returned in the same response. The contractor can then offer the appropriate product for each project component.
What are Dividend Finance's dealer fees across trades?
Dealer fees vary by product and term. Solar loan dealer fees are generally in the 3–8% range depending on term length; HVAC and roofing product fees vary by promo type (deferred interest promos carry higher fees than standard installment loans). Your specific fee schedule is set at enrollment and syncs into SubcontractorHub for estimating.
How quickly does Dividend pay contractors after completion?
Dividend's contractor payout timeline varies by trade and product. Solar products follow a milestone-based funding schedule (similar to other solar lenders). HVAC and roofing products generally fund within 2–3 business days after the homeowner signs the completion confirmation. Rush funding options may be available for high-volume dealer accounts.
Does Dividend Finance cover battery storage as part of a solar loan?
Yes — Dividend's solar loan product can include battery storage systems as part of the total financed project cost, provided the battery is installed simultaneously with the solar array. For standalone storage retrofits, Dividend's product eligibility should be confirmed with your account manager.
Is there a volume requirement to maintain a Dividend Finance dealer account?
Dividend Finance's dealer program does not publish a hard monthly volume minimum for basic account access, but higher-volume dealers unlock better fee tiers and priority support. Your dealer agreement will outline any activity requirements. Contractors who go inactive for an extended period may need to reactivate their account through a brief re-enrollment process.
Connect Dividend Finance with SubcontractorHub
Your team keeps working in the tools they know. SubcontractorHub ties them together so nothing falls through the cracks.
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