Integration · Financing Partners
Close Solar Deals Faster with Instant Sunlight Approvals
Sunlight Financial gives your solar customers 10- to 25-year loan options with dealer decisions returned in under 60 seconds — right inside your SubcontractorHub workflow. Stop juggling portals and get funded faster so you can move to the next job.
What Connects Between Sunlight Financial and SubcontractorHub
The specific data flows that eliminate double entry and keep both systems current without extra work from your team.
Instant Credit Decisions
SubcontractorHub passes customer name, address, and requested loan amount to Sunlight's API and surfaces the approval decision — including approved loan amount and term options — directly on the job record. Your sales rep never leaves the app to check a separate portal.
Loan Product Sync
Available Sunlight loan products (10-, 15-, 20-, and 25-year terms) sync into SubcontractorHub so reps can present accurate monthly payment estimates during the sales conversation. Product eligibility updates automatically when Sunlight adjusts its dealer program.
Funded Status Updates
Once the homeowner signs and Sunlight releases funds, the job status in SubcontractorHub updates automatically from 'Financed' to 'Funded.' Your accounting team sees the payout without manually reconciling the Sunlight portal.
Dealer Fee Visibility
Current dealer fee schedules sync from Sunlight so your estimators can bake the cost into every proposal. No surprises at close — the margin impact is visible before you submit the credit app.
How to Connect Sunlight Financial with SubcontractorHub
Apply for Sunlight Dealer Account
Visit Sunlight Financial's installer portal and complete the dealer application — approval typically takes 2–3 business days for established solar installers.
Retrieve Your Sunlight API Credentials
Once approved, generate your API key from the Sunlight dealer dashboard under Settings > Integrations.
Enter Credentials in SubcontractorHub
Paste your Sunlight API key into SubcontractorHub under Integrations > Financing Partners > Sunlight Financial and click Verify.
Map Loan Products to Your Price Book
Select which Sunlight loan terms appear on your proposals and configure how dealer fees display in your job cost breakdown.
Ready to connect Sunlight Financial?
Book a 30-minute demo — we'll show you exactly how the integration works and walk you through setup for your account.
Who Uses the Sunlight Financial Integration
Solar Rep Closes in One Appointment
A rooftop solar installer in Phoenix runs the credit check on a 9 kW system while still at the kitchen table. Sunlight returns an approval for a 20-year loan at the requested amount in 45 seconds. The rep presents two monthly payment options, the homeowner chooses, and the contract is signed before the rep walks out.
HVAC-Plus-Solar Upsell
An HVAC contractor adding solar to their service mix uses Sunlight's 25-year loan to bundle a heat pump and 6 kW solar array into a single payment. The combined financed amount stays under $45,000, qualifying for Sunlight's standard dealer fee tier and keeping the deal margin intact.
High-Volume Installer Tracks Pipeline Funding
A 150-jobs-per-month installer uses the funded status sync to trigger automatic invoicing in QuickBooks the moment Sunlight releases payment. The accounting team processes 30 fewer manual status checks per week.
Sales Manager Reviews Approval Rates
A solar company sales manager filters the SubcontractorHub job board by 'Sunlight — Pending' to identify stalled deals, then reassigns a finance specialist to call those homeowners and explore co-borrower options before the application expires.
Common Questions About the Sunlight Financial Integration
How fast does Sunlight return a credit decision?
Sunlight's stated target is under 60 seconds for a dealer-initiated credit application. In practice, most decisions come back in 15–45 seconds during business hours. Decisions can occasionally take longer during high-volume periods or if address verification requires manual review.
What dealer fee should I expect with Sunlight?
Sunlight's dealer fees vary by loan term and product type — longer terms generally carry higher fees. Fees typically range from roughly 3% to 8% of the financed amount depending on the product. Your specific fee schedule is set when you enroll as a dealer and visible in the Sunlight portal; SubcontractorHub syncs this so estimators always see current rates.
Does Sunlight fund the contractor directly, or does the homeowner receive the money?
Sunlight funds the contractor directly after installation milestones are confirmed. The typical funding timeline is 1–3 business days after the customer signs the completion certificate. Exact milestone requirements (e.g., permit pulled, system installed, inspection passed) are defined in your dealer agreement.
Can I offer Sunlight financing on battery storage add-ons?
Yes. Sunlight's loan products can cover solar-plus-storage projects, including battery systems like the Tesla Powerwall or Enphase IQ Battery. The storage equipment must be installed as part of the same project and included in the original loan amount — you generally cannot add battery costs after the loan funds.
What happens if a homeowner is declined?
The decline reason (e.g., insufficient income, derogatory credit) appears on the SubcontractorHub job record so your rep can take action — such as adding a co-borrower or presenting an alternative lender. SubcontractorHub lets you immediately trigger an application with another connected financing partner without re-entering customer data.
Connect Sunlight Financial with SubcontractorHub
Your team keeps working in the tools they know. SubcontractorHub ties them together so nothing falls through the cracks.
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