Why it closes
No DTI check
650+ FICO, soft pull
$0 out of pocket for the homeowner
Why it pays
Maintenance and service revenue for 10–12 years
No dealer fee on leased sales
What the homeowner gets
One predictable monthly payment for 10–12 years covering equipment, install, annual maintenance and covered repairs, plus end-of-term choices.
- Equipment
- Install
- Annual maintenance and covered repairs
- End-of-term choices
Who's a good fit
HVAC contractors (state license + EPA 608) who want quoting, proposals, and projects in one platform.
How to turn it on
- New to Palmetto: book with Palmetto's HVAC partner team, or apply on their become-a-partner form and pick SubcontractorHub.
- Already a Palmetto partner: add Comfort Plan through Palmetto's support chat.
- Then, for both: turn on the HVAC job type in SubHub, and Palmetto switches on the integration.
Integration video
A 30–60 second integration video.
Integration video coming soon
Not all maintenance is included. Payment contingent on Palmetto's installation approval. Terms, conditions, and exclusions apply, see master service agreement and lease contract for further details.