Contractor Payment Software: Get Paid Faster on Every Job
Collect deposits and progress payments, present financing right inside the proposal, accept ACH and card, and automate invoicing and reminders — so the money keeps pace with the work.
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Collect, Finance, and Bill — All in One Platform
Deposits & progress payments
Collect a deposit the moment a proposal is signed and bill progress payments tied to milestones — so you are never floating material and labor while you wait to get paid.
Financing at the point of sale
Present financing offers inside the proposal so the customer sees a monthly payment next to the price. When financing is one tap away, more homeowners say yes.
ACH & card payments
Accept ACH bank transfers to keep processing costs low on big invoices, plus credit and debit cards for a fast, familiar way to pay a deposit or close a balance.
Automated invoicing & reminders
Invoices generate from the signed proposal and project milestones, and automated reminders chase unpaid balances — so you collect faster without living on the phone.
Stop Chasing Payments After the Work Is Done
Too many contractors finish the job before they think about getting paid. No deposit, no progress billing, and an invoice that goes out a week late — so cash is always one job behind and someone is spending Fridays on collection calls.
SubcontractorHub flips the order. You collect a deposit at signing, bill progress payments as milestones hit, and let automated reminders handle the rest. The money keeps pace with the work. See how it fits into the broader financing and payments platform.
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Financing at the Point of Sale Closes Bigger Jobs
A homeowner staring at a five-figure total often stalls. A homeowner who sees an affordable monthly payment signs. Financing presented at the moment of decision is one of the most reliable ways to lift close rates and average ticket size.
SubcontractorHub builds financing into the proposal, with integrations to lenders like GoodLeap, so your rep presents a monthly payment beside the price and submits the application without leaving the platform. The customer approves, pays a deposit, and the job is funded — all in one sitting.
Book a DemoSubcontractorHub payments are the right fit if:
The payment tools are built for contractors who sell high-ticket jobs, rely on financing, and want cash flow that keeps pace with the work instead of lagging behind it.
Talk to the TeamYou sell high-ticket jobs and want a deposit collected at signing
Financing is a major part of how your customers pay
You float material and labor costs while waiting to get paid
Your team spends too much time chasing unpaid invoices
You want ACH to cut processing fees on large invoices
You want payments, financing, proposals, and projects in one platform
Common Questions
What is contractor payment software?
Contractor payment software lets contractors collect deposits and progress payments, present financing options, accept ACH and card payments, and automate invoicing and reminders. The best platforms put payments and financing right at the point of sale so customers can pay or finance the moment they approve the job.
Can I collect deposits and progress payments?
Yes. SubcontractorHub lets you collect a deposit when the proposal is signed and bill progress payments tied to project milestones. The job stays funded as the work moves forward, so you are not floating material and labor costs while you wait to get paid.
Does contractor payment software offer financing at the point of sale?
It should. SubcontractorHub presents financing offers inside the proposal, so the customer sees a monthly payment alongside the total price. When financing is one tap away at the moment of decision, more homeowners say yes and average ticket size goes up.
What payment methods are supported?
Customers can pay by ACH bank transfer or credit and debit card. ACH keeps processing costs low on large invoices, while card payments give customers a fast, familiar way to pay a deposit or close out a balance.
How do automated invoicing and reminders work?
Invoices generate from the signed proposal and the project's milestones, so billing matches the work. Automated reminders chase unpaid balances on a schedule you set — so you collect faster without your team spending the week on the phone.
How quickly can a contractor start collecting payments?
Most teams are live within a week. Onboarding covers connecting your payment and financing partners, configuring deposit and milestone rules, setting up invoice templates and reminder schedules, and training reps to present payment and financing options at the point of sale.
Ready to Get Paid Faster?
Book a demo and see how SubcontractorHub collects deposits, presents financing at the point of sale, accepts ACH and card, and automates your invoicing.
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